In today's ever-changing world, it's good to know you can rely on a hometown financial institution committed to the economic health and quality of life of our community.

That's why April has been declared Community Banking Month, in recognition of the true leadership role, local economic development and financial stability community banks like The Neffs National Bank bring to their communities.

This year's theme for Community Banking Month is "Celebrating Communities."

We're your local bank; we want to know you and we want you to know us.

When you say hello to the teller, whom you also see at the grocery store, or shake hands with the director, with whom you sing next to at church, you're talking to neighbors who want to keep our community a great place to live, work and raise a family.

Community banking yields community benefits.

While The Neffs National Bank makes a difference in our community every day, Community Banking Month is a special opportunity for us to join together with the community.

Be sure to take time to visit The Neffs National Bank and be part of our festivities.

The Neffs National Bank is one of more than 190 community banks in this commonwealth.

We distinguish ourselves from mega-banks in a very basic, but important, way: We keep your money in your community.

Financial decisions and community investments are made here by local decision-makers, not some faraway place or city that doesn't know what's important to our town.

Local deposits become local loans; it's hometown money recycling at its finest.

We may be small compared to others, but we have big ideas and we finance big financial dreams for people who live and work here.

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Kevin A. Schmidt is president and CEO of The Neffs National Bank.